Bill Murphy’s Strategic

Mortgage Planning Program

The Mortgage Planning Package

We have developed a special process called The Strategic Planning Mortgage Program. It provides unique services and strategies to simplify the mortgage process and help you achieve your personal and financial goals.

As a mortgage planner, our role is to help you integrate the loan you select into your overall long and short-term financial and investment plan, to minimize taxes, improve cash flow and minimize interest expense.

With that in mind, help me understand what is important about a home loan to you?

Part 1- The Mortgage Planning Package- Helps you gain greater clarity around how your personal financial situation impacts your home ownership goals.

Part 2- The Mortgage Needs Analysis – A detailed assessment to help streamline the mortgage process, reduce your paperwork, and create greater certainty.

Part 3- The Strategic Planning Session – A strategic evaluation that helps you integrate the loan you select into your over-all long and short-term financial and investment plan, to minimize taxes, improve cash flow and minimize interest expense.

Part 4- The Complete Mortgage Plan - A detailed, step-by-step plan for obtaining the right mortgage and achieving your objectives.

Part 5- The Unique Mortgage Experience- A unique concierge experience designed to address any unforeseen obstacles and facilitate the smooth closing of your mortgage.

“We want to be The Mortgage Planner you refer your family and friends to. Our goal is to take such great care of you and your loan that we earn not only your loyal business, but also your referrals to family and friends as well. Our success has been built by referral, one happy client at a time.”

The Client for Life Program

The Mortgage Management System ™ - A loan tracking and management process to ensure that your mortgage meets your changing needs and you have the most competitive loan terms over the life of your loan.

The Client Appreciation Program ™ - Ongoing communication, recognition, and rewards to build and enhance our relationship with you.

Program Overview

The Strategic Mortgage Planning Program provides unique services and strategies that simplify the mortgage process, thereby helping you to achieve your personal and financial goals. Created by Bill Murphy, this program will save you time and money and provide greater peace of mind while helping you to realize your objectives. Most experienced home buyers are knowledgeable, but may still lack many of the tools still necessary to further those goals. They may not be aware of all the steps involved in closing a home, and therefore may not be able to formulate their best mortgage plan. Things to consider when planning a mortgage include:

Choosing the mortgage that best suits your needs
Awareness of different tax implications for different mortgages
Impact of your credit rating in relation to the rate you will pay
What home price range you qualify for
Closing costs and ways to minimize the costs
The variety of different cash to close options
An understanding of the risks involved in the loan process
A designed contingency plan in case something does not work out
Someone you trust who can give sound advice

Having a professional mortgage planner to guide you through the mortgage process can help you to achieve your goals while eliminating unnecessary worry and stress. That’s why we have created a program that employs unique strategies to streamline the mortgage process, integrates the loan with your existing personal and financial goals and plans, and effectively manages the loan over its life span to ensure that it adapts to your changing needs. The Strategic Mortgage Planning Program is a step-by-step process divided into seven distinct stages. We developed this process working with our clients to help them understand their current situation, both strengths and weaknesses, and create a powerful vision for the future. Then we look at the roadblocks standing in their way, develop strategies to overcome them, and review all of the tools to help them achieve their goals.

Session 1: The Mortgage Planning Package™
Session 2: The Mortgage Needs Analysis™
Session 3: The Strategic Planning Session™
Session 4: The Complete Mortgage Plan™
Session 5: The Unique Mortgage Experience™
Session 6: The Mortgage Management System™
Session 7: The Client Appreciation Program™